What to Make of the Black Friday Market Selloff?
Some investors cut short Thanksgiving festivities last week as financial markets sold off on renewed Covid concerns. The World Health Organization (WHO) declared the latest Covid strain Omicron a “variant of concern”, leading broad market indices to post their sharpest single-day losses in months. This…
Early Retirement: Don’t Make these Five Mistakes
Handing in a resignation letter and walking away from an unfulfilling career may be one of the most satisfying acts in an individual’s life. By some measures, there are an increasing number of satisfied people in the world today. Indeed, recent accounts increasingly show that…
Mid-Year Outlook: Not Out of the Woods Yet
Investors have had good reason to celebrate this year, but is it truly time to let our guards down? Thanks to practical policy guidance, more than half of the US population has received at least one COVID-19 vaccine in 2021. Add to this the boost…
Inflation: An Insidious Threat Your Financial Independence Journey
Financial independence plans are coming under threat from inflation’s insidious rise. According to a government report, prices paid for everyday household items rose by 4.9% in May compared to a year earlier. Even when stripping out volatile components, like food and energy, prices were up…
Does Crypto Belong in Your Retirement Portfolio?
Life changing money. That’s what happened to John Ratcliff. In 2013 the software developer from Colorado purchased 150 Bitcoin. Today, his $15,000 bet is worth millions as the price of cryptocurrencies (crypto) skyrocketed. Another individual who also came into life-changing money this year is Vitalik…
Why is Tax Efficiency Crucial to Retirement Savings and Income?
Let’s face it: nobody likes taxes, and no one (save for a few accounts) enjoys talking about taxes. The truth is that not paying attention to tax-efficient savings decisions might leave you with a smaller nest egg and cost you more in retirement. For some…
Take these 5 Back-to-the-Basics Steps when Markets Move Against You
Market volatility can have a way of derailing your best-laid investment strategy. So, what can you do to reduce risk when markets move against you? Stay invested and get back to the basics. As with most life situations, when circumstances put up roadblocks to your…
Five Ways to Free Up Cash When You Have Little in the Bank
Cash is king. During times of uncertainty, having cash on hand can make the difference between financial stability and the host of issues that come with insolvency. That’s why regardless of your current financial situation, having cash options can not only help keep you solvent,…
Are Emerging Markets the Right Investment for You?
Should emerging markets have a place in your investment portfolio? In today’s low yield, low growth environment, some investors are looking outside of the US to generate extra returns on their savings. For some individuals, emerging markets appear attractive on the surface, given their historically…
How Can You Rebuild a Broken Retirement Three-Legged Stool?
The road to retirement is not as straightforward as it used to be. There was a time when simple metaphors, like the three-legged stool of retirement, captured how you could achieve retirement security with ease. This concept illustrated how securing a good pension, obtaining a…
